You don’t need a guarantor for taking out a loan from us. Apply online and will take it from there.
✅ No guarantors (for sure)
✅ 100% approval rate
✅ No upfront fees
✅ Fully online application process
Get loans without a guarantor quickly
Do you want to take out a personal loan fast? You will get it. You won't face any complexity for the presence of a guarantor anymore! No such lengthy lending processes are involved!
In times of trouble, you need nothing but money. It will be better if the money you are looking for is approved for you within a few minutes only. That is what a quick loan with no guarantor stands for.
You might be wondering why the absence of a guarantor makes the difference, right?
Well, we can explain it to you if you care to understand what no guarantor loans are in particular.You get these loans on the following features:-
Affordable APR: We are the responsible loan provider and keep everything at your convenience. We are committed to providing low APR with no guarantor loan.
No Fees: We do not ask for extra charges while providing our loan deal. It means you can easily get no guarantor loans with no fees.
Loans on benefits: We offer loans for bad credit with no guarantor on benefits especially for unemployed people.
What is a loan with no guarantor?
A loan with no guarantor is an unsecured personal loan where you can take out the money without the need for a guarantor. You don’t even need collateral for this loan
A guarantor can be one of your family members or friends
Guarantors are good. But, taking a loan out with them involved in loan terms turns lending lengthy and complicated. Besides, you sometimes do not get enough time to deal with these matters.
That is why we brought you a loan without a guarantor. Yes, you can even get it in a bad credit situation.
Knowing that you can get loan money with no guarantor or a co-signer is crucial, but you must have strong affordability. As long as you can repay the loan, you will get such loans to stabilise your finances.
Why every borrower prefers a no guarantor loan?
A non-guarantor loan makes the process even smoother and more systematic. It is because you can now seal off the contract between you and your lender, which makes borrowing money even more organised. It is why borrowers seek the assistance of no guarantor loan lenders for their needs.
***A no guarantor loan makes sense when you need quick and hassle-free money***
Involving a guarantor means including verification of another person and their financial documentation. It leads to a lengthier verification process and more complex loan terms. When there is a loan without a guarantor, the process becomes faster and easier.
1. Your financial details are safeguarded
Involving a guarantor can make your financial details available to the guarantor. In many cases, you might not want to do that for avoiding complications in the future. Choose a no guarantor loan, and you're free from that worry.
2. Freedom to change loan terms
It is just you and your guarantor and no one else involved. This paves the way for altering your loan terms as per your financial comfort. You can tell us about it, and we will help you in unique ways you love.
3. You get a loan in bad credit score
We offer you this assistance. Even if you suffer from poor credit, we will offer you loans with no guarantors.A short-term loan with no guarantor is based on your income affordability and allows you to improve your credit score by making disciplined loan payments.
4. Time to make a systematic financing
A guarantor can make the lending process lengthier and more complicated. With no minimal documentation and detailed credit checks, we provide a fast loan with no guarantor facility.
Learn more on different types of no guarantor loans!
There are many such alternatives to this loan.
What if you want a loan without guarantor in the UK but, at the same time, prefer checking out other options before making your move, we have got some alternatives for you.
Check the list below:
✅ Instalment Loans
These loans are short-term loans with term ranging up to a year. You can make the payments in instalments. You may consider repayment terms in the form of a payday loan. It means you repay the money on your next payday.
✅Unemployed Loans
Let's say that you have lost your job and need quick money to pay the bills. Added to that, you cannot neglect to buy yourself some food and medicines for the upcoming months (till you get reemployed). Although you are unemployed, we are not asking you for a guarantor as long as you are okay with your personal finance. We are blazing fast in offering you these loans as we know that you have come to us for a really important cause. We won’t let you down.
✅ Unsecured Loans for Bad Credit
Well, your credit score can get messed up. And it’s not your fault. But you can fix it with the help of a simple personal loan, which we offer in bad credit situations. The good thing is we don’t want you to bring a guarantor for this loan. If your income is ready to pay the loan instalments, the loan for bad credit with no guarantor is yours.
✅ Loans on Benefits
If you don’t earn much, but you receive governmental or private benefits or allowances, then you are welcome to apply for the no guarantor loan with benefits. Again, we are not considering a poor credit score an issue. Getting a no guarantor bad credit loan on benefits is possible if the benefits you receive are found suitable for making repayments.
✅ 12 Month Loans
Consider this the instalment loan version with fixed 12-month tenure. Along with the facility of no guarantor, we don't have a problem with your bad credit score. We provide 12-month loans for bad credit and no guarantor as a reliable direct lender in the country unless you have a stable income and finances. You can spread the loan costs and pay comfortably.
✅ Mobile Text Loans
If you are looking for a short-term no guarantor loan for bad credit for an instant payout, then your mobile text loan is the possible solution for you. Just send a text message to us, and your job will be done! We will help you reach your financial goal with an unsecured loan.
✅ Emergency Loans
Whether it is an immediate medical surgery or the fee for your college, a quick disbursal of the loan can make a difference. Taking out a loan, where no guarantors are needed can help you get money super-fast. And yes, a poor credit score won’t slow you down for this loan. We promise.
✅ £1000 Loan for Bad Credit
Do you want a simple short-term loan that starts with only a thousand pounds? We provide this instant loan on bad credit with no guarantor to individuals needing urgent money to bridge emergencies. The absence of a guarantor makes the loan more feasible. Or you can speak with us to negotiate the loan type and terms to suit your needs best.
✅ Debt consolidation loans
We keep more options, like debt consolidation loans for bad credit in the UK with no guarantor facility. You can apply for the loan without anyone’s support. Repay the loan on your capacity and eliminate every debt that you have with our affordable debt consolidation loan with no guarantor. We provide these loans in the short term, but they will significantly help you improve your credit scores.
✅ Long-term loans
We provide long-term loans for bad credit with no guarantor. These are ideal for those seeking a little more flexibility on finances. With this facility, you may lower the repayment costs, but interest could prove competitive. Choose a repayment period as per your affordability. Avoid choosing a longer one if you can clear early. With us, you can leverage 24 months under this.
Are bad credit loans with no guarantor easily available?
The answer to that question is ‘yes’. With that, we can interest you in something more.
Did you know that the team of ExtraMile Finance brings you low APR loans without guarantors and that too if you’re suffering a bad credit score?
Well, the truth is that we have taken direct lending to a platform where a low credit score is not a problem to us as long as your financial behaviour is good to go.
In this case, please let us break down a few facts about a no guarantor personal loan for bad credit.
THE MYTH: Bad Credit Loans Are Impossible without a Guarantor!
We understand that people are still uncomfortable with bad credit scores. People tend to think that a low credit score will get their loan application declined or that there will be a high-interest rate that they cannot always afford.
Others believe a bad credit score involves a guarantor, or a no guarantor loan involves a good credit score. But all these ideas are NOT TRUE.
THE REALITY: A Bad Credit Loan with No Guarantor Exists and Getting It Is Easy
You need to understand that a short or a long term no guarantor loan for bad credit is possible if you have found a direct lender at your side.
How do direct lenders offer loans with bad credit without involving a guarantor? Well, they simply check your income statement and see if that is stable enough to pay instalment bills for repaying the loan in time.
If your debt-to-income ratio is fine in your earnings, we have no problems with your credit score.
Why a no guarantor loan from us?
You can take out a no guarantor loan from us at any moment for one good reason in many, and that is:
Your Needs Come before Our Business
And we mean it!
We have specialised our services in ways we prove this approach of ours.
✅ We accept very bad credit score
✅ Loans from us will reach you very fast
✅ We offer your flexible loan terms in the middle of tenure
✅ We are working 365 days a year, even during the holidays
With that, we are always ready for a conversation.
Write to us or phone us (@ Contact Us) to know more.